On Wed, 30 Nov 2005 12:11:20 +0000, don544
Dom,
Ask 'lots' of questions regarding insurance coverage.
Such as: I packed what is covered some insurers won't cover PBO unless in the event of a total write-off. They packed, what is covered. Electronics - some will cover with a separate policy as long as the movers packed. Pro-rated v replacement. I have found in the past based on advice given to me by my movers that if you itemise EVERY single piece and declare it as such, you are better covered in the event of a mishap. But you do need to ask re how they handle this. What is the deductible.
I use insurance brokers who find the best price for the coverage I want regardless of what it is. I have never had to pay a fee but some do charge.
BTW, once in New Zealand, the majority of the furniture arrived heavily damaged. The moving company told me to have the furniture repaired, pay for it and they would reimburse me. Needless to say, they got a right rip up with the what the ** did I purchase insurance for.
Cath
