food for thought

sf

Honest folks needn't be concerned.

"ChargeBack Bureau could be engaging in an unfair business practice under state law. "The purpose of this looks to be to prevent people from using abusing their legal rights," she said. "

Hmm, don't they mean *abusing*?

No legitimate company is going to blacklist any customer who *occasionally* makes returns (for whatever reason), otherwise they'd all be out of business.

But people who make purchases knowing full well in advance that they are only going to use the merchandise once or twice and then return it are a big problem, especially for those of us honest consumers, they raise costs same as shoplifters. Retailers have rights too, they need to protect themselves and their honest customers from the thieves. Individual businesses have always kept a list of the deadbeats and scam artists (they'd be imbeciles if they didn't), maintaining a national chargeback list is a great idea. And remember, credit is a privilege, not a right... credit cards can be revoked at any time, so can credit purchases be denied... no business is required to extend anyone credit.

This is especially good news for the restaurant business. Restaurants accept credit cards as a convenience, but they are not required to. Restaurants get stiffed often by the douchebags who order expensive meals, pay with plastic, and then send off a dispute note to the credit card company (in large cities the meal scammers can eat out often for many years and never pay) . But don't think the credit card companies don't keep tabs an those who regularly dispute payment, at some point they'll revoke the card, and they already have been notifiying other card companies of these scum.... a list of credit disputes comes up on credit check reports.

Sheldon